1102 S Jefferson St.Athens, AL 35611

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Blog

November 26, 2025
Agency

Choosing the Right Auto Coverage in Alabama 

When it comes to insuring your vehicle and your finances, understanding your auto insurance options is essential. At , we know that drivers want to make informed choices about their coverage. That’s why we’re breaking down the differences between comprehensive, collision and liability insurance, so you can select the right policy for your needs. Understanding the Main Types of Auto Insurance Liability Insurance Liability insurance […]
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October 27, 2025
Agency

How to File an Auto Insurance Claim: Tips for a Smooth Process 

Filing an auto insurance claim can feel overwhelming, especially after an accident or unexpected event. Understanding the steps to file an auto insurance claim can help you be prepared and make the process smoother. The Claims Process If you’re involved in an accident or your vehicle is damaged, filing a claim with your car insurance […]
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August 26, 2025
Agency

Contractors Liability Insurance: Essential Coverage for Alabama’s Small Contractors 

As a contractor, you often take on significant financial risk when agreeing to do a job. Even relatively small projects or tasks with which you may be especially experienced could go awry, potentially threatening expensive monetary consequences. Situations in which you’re liable for someone’s losses can be particularly costly, as you may be responsible for […]
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July 7, 2025
Agency

Do I Need Motorhome Insurance in Athens, AL? 

Motorhome insurance may help address legal requirements and unexpected costs related to how you use your motorhome.   Is Motorhome Insurance Required in ? requires drivers to prove financial responsibility for automobile accidents. Many motorhome owners carry bodily injury and property damage liability insurance to satisfy this mandate. If you use your motorhome recreationally or […]
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June 23, 2025
Agency

Best Auto Insurance for Students Away at College 

College is an exciting time to further your education, and your focus should be on your studies and exams instead of worrying about your auto insurance. Taking time to consider your auto insurance needs can ensure you have the financial protection for your vehicle to make the most out of your time in college.   […]
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April 25, 2025
Agency

How to Get the Right Insurance for Your Contracting Business

Contractors require robust risk management strategies and ample loss control measures. Regardless of your services or specialty, all contractors must account for the potential for things to go wrong, especially given the construction industry’s consistent status as one of the most dangerous in the United States. By working with a qualified agent, such as those at […]
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March 27, 2025
Agency

Does Auto Insurance Cover Theft?

Auto theft is a distressing experience that can leave vehicle owners feeling vulnerable and uncertain about their next steps. One of the most pressing questions in such situations is whether auto insurance covers theft. Understanding the details of your policy can provide clarity and help you navigate this challenging situation confidently. The Key to Theft […]
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November 26, 2024
sosins

What Is Underinsured Motorist Coverage?

As a vehicle owner, you’ll want to take appropriate steps to protect your investment and financial interests. You also likely understand that auto insurance plays an essential role in this goal, potentially ensuring you can manage the monetary ramifications of accidents, criminal acts and other incidents involving your vehicle. Unfortunately, other parties may not be […]
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October 22, 2024
sosins

Using Your RV for Living vs. for Recreational Fun 

How you use your RV for living can drastically change your lifestyle and insurance needs. But regardless of how you use your vehicle, it’s crucial to have adequate RV insurance in case of accidents, fire, theft or other unforeseen events.   Full-time RV for Living vs. Recreational Use Living in an RV means you’ll likely […]
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September 27, 2024
Agency

What Impacts Your Auto Premium?

Insurance companies evaluate various factors when determining how much you will pay for your policy. Here are some of the key factors that impact your auto premium. Your Auto Premium is Highly Dependent on Your Driving Record Your driving history plays a significant role in determining your premium. A clean driving record with no accidents […]
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