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Home » Can I Bundle My RV Insurance With My Tow Vehicle or Auto Policy? 
March 21, 2024

Can I Bundle My RV Insurance With My Tow Vehicle or Auto Policy? 

white and brown rv with rv insurance on green grass field during daytime

Have you considered bundling your RV insurance with your tow vehicle?

The allure of the open road beckons, and for many adventure-seekers, recreational vehicles (RVs) may be an integral and trusted companion on these journeys.

Still, whether it’s a cozy camper or a robust motorhome, owning an RV entails responsibilities, including adequate insurance coverage.

However, while insurance for your RV may require careful attention to detail and substantial financial resources, there may be ways to simplify the process and maximize the cost-effectiveness of your premiums, such as by bundling it with other policies.

What Is Bundling and What Are the Benefits?

Bundling insurance policies involves combining multiple coverage types—such as home, auto and RV—under a single insurance provider. Bundling your recreation vehicle’s insurance with an existing auto policy can be advantageous in several scenarios and for various reasons. If you already have auto insurance, adding your RV to the same policy can streamline paperwork and simplify the insurance process. Additionally, bundling often results in cost savings, as insurance providers typically offer discounts for multiple policies under one account. This can translate to significant savings over time, making it a financially savvy choice.

How Can I Bundle My RV With Other Policies?

The ideal time to consider bundling your insurance is during your auto policy’s initial purchase or renewal. By evaluating your insurance needs comprehensively, you can determine whether bundling aligns with your financial goals and provides adequate coverage for your RV adventures. Moreover, if you’ve recently acquired an RV or plan to do so, bundling presents an opportune moment to consolidate your insurance needs.

Contact your insurance provider or agent to bundle your recreation vehicle’s insurance with your auto policy. They can provide insights into available bundling options and guide you through the process. Be prepared to give details about your RV, including its make, model, year, and additional features or modifications. This information enables the insurer to assess your coverage requirements accurately.

During the bundling process, carefully review policy terms, coverage limits, deductibles, and exclusions. While bundling can offer convenience and savings, it’s essential to ensure that your insurance adequately protects your RV, tow vehicle, and other property against various risks, including accidents, theft, vandalism and liability claims.

You may also wish to augment your coverage with customized solutions or additional features. Many insurance providers offer customizable policies tailored to individual preferences, allowing you to add supplementary coverage such as roadside assistance, vacation liability and RV storage coverage.

By working with a qualified insurance professional, you can customize your coverage based on your unique needs and preferences to financially safeguard your investment effectively.

We’re Here to Help

At SOS Insurance Agency, we’re ready to take your call and prevent future distress. Contact us today to learn more about your RV insurance options and how bundling might help you secure ideal coverage at optimal rates.


This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information. 


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